Can your debt relief order be stopped?

Summary

Situations where a DRO might be stopped include where you: * acquire property over the value of £2,000 * have an increase in your income, meaning you have more than £75 left over each month after all your household expenses are paid - although if this happens towards the end of your DRO, it may be extended to let you come to an arrangement with your creditors * left out key information about your debts, assets or income in your application * didn't tell the official receiver about a change in your circumstances * you didn't meet the criteria when you applied for a DRO * you don't co-operate with the official receiver * you didn't comply with the restrictions placed on you by the DRO In some cases, the official receiver may also apply for a debt relief restrictions order (DRRO) to be made against you. This extends the period of time for which you have to follow certain rules, called restrictions. This can be instead of or in addition to revoking your DRO. Giving false information about your finances or hiding anything you should include in a DRO application, is a criminal offence. Not only can your DRO be stopped, but it may lead to a debt relief restrictions order and you could.

Key information

• acquire property over the value of £2,000
• have an increase in your income, meaning you have more than £75 left over each month after all your household expenses are paid - although if this happens towards the end of your DRO, it may be extended to let you come to an arrangement with your creditors
• left out key information about your debts, assets or income in your application
• didn't tell the official receiver about a change in your circumstances
• you didn't meet the criteria when you applied for a DRO
• you don't co-operate with the official receiver
• you didn't comply with the restrictions placed on you by the DRO
• you obtained your DRO fraudulently.
• why the official receiver wants to revoke the order
• the date from which the DRO may be revoked
• how you can challenge this.
• information in the DRO is wrong or missing

Practical guidance

• Source: Can your debt relief order be stopped?

Related topics

More in this area

• Check if a financial service has followed the rules
• Check if you have to pay a debt
• Check the rules after you go bankrupt
• Check what an IVA is
• Cold called by a debt management plan provider