Help with debt

Summary

Collecting information about your debts * Check if you have to pay a debt * Check if you can get more time to deal with your debts (Breathing Space) * Work out which debts to deal with first * Check if you can increase your income * Reducing your regular outgoings * Check your options for getting out of debt * Making a plan to pay your debts * If your debt is statute barred * Get help if you're behind with your energy bills * Dealing with rent arrears * Dealing with Council Tax arrears * Dealing with mortgage arrears * Paying a court fine * Dealing with income tax arrears

Key information

• Collecting information about your debts
• Check if you have to pay a debt
• Check if you can get more time to deal with your debts (Breathing Space)
• Work out which debts to deal with first
• Check if you can increase your income
• Reducing your regular outgoings
• Check your options for getting out of debt
• Making a plan to pay your debts
• If your debt is statute barred
• Get help if you're behind with your energy bills
• Dealing with Council Tax arrears
• Dealing with mortgage arrears

Practical guidance

• Source: Help with debt

Related topics

More in this area

• Check if you can pay less council tax
• Check if your previous energy supplier owes you money
• Dealing with income tax arrears
• If your energy supplier has increased your direct debit payments
• Stop your energy supplier moving you to prepayment