Start dealing with your debts

Summary

Check if you have to pay a debt * Check if you can get more time to deal with your debts (Breathing Space) * Work out which debts to deal with first * Check if you can increase your income * Reducing your regular outgoings * Check your options for getting out of debt * Making a plan to pay your debts * If your debt is statute barred

Key information

• Collecting information about your debts
• Check if you have to pay a debt
• Check if you can get more time to deal with your debts (Breathing Space)
• Work out which debts to deal with first
• Check if you can increase your income
• Reducing your regular outgoings
• Check your options for getting out of debt
• Making a plan to pay your debts
• If your debt is statute barred
• Check if you have to pay a debt * Check if you can get more time to deal with your debts (Breathing Space) * Work out which debts to deal with first * Check if you can increase your income * Reducing your regular outgoings * Check your options for getting out of debt * Making a plan to pay your debts * If your debt is statute barred

Practical guidance

• Source: Start dealing with your debts

Related topics

More in this area

• Check if a financial service has followed the rules
• Check if you have to pay a debt
• Check the rules after you go bankrupt
• Check what an IVA is
• Cold called by a debt management plan provider